Spring is back, the economy is looking better and many buyers are calling. One of the first questions I ask is how your credit? Unfortunately, many first time buyers still don't know how important their credit score is in the home buying process. Credit is one of the easiest hurdles to overcome in the home buying process. Many individuals have errors and unknown items on their credit report that could be resolved easily. However finding these issues in the middle of your home buying process can cost you the home of your dreams. So what is the first step find a mortgage broker you trust who has experience with first time home buyers. They will not only pull your credit for you but can also guide you on what issues must be resolved before you can move forward in the home buying process. Often these changes can get you in a home within 3 months. So while you are saving your money for your down payment, check your credit and find out what you can do to resolve any issues! If you need a mortgage broker referral give me a call and get some great recommendations!
